Clear answers to the money questions that keep looping.
Wealth Through Awareness
Each answer leads with a number or verdict, shows assumptions before you scroll past it, and includes a stress-test you can re-run. No hype — just awareness.
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Can I Retire with ₹3 Crore in India?
At 3% SWR, ₹3 crore supports ~₹75,000/month in year one — enough, tight, or not enough depends on expenses, age, housing, and buffers.
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How Much SIP Do You Need for ₹1 Crore in 10 Years?
At 12% annualised, a flat ~₹43,000/month SIP for 10 years projects to ~₹1 crore — with step-up and salary-% checks.
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ELSS vs PPF vs NPS: Which Should You Choose?
No universal winner — ELSS, PPF, and NPS solve different jobs. Choose by goal, liquidity, and tax regime; often combine.
Also explore the FIRE Calculator or return home.